Workers’ Compensation Benefits
The North Carolina Workers’ Compensation Act gives workers who were hurt on the job or as a result of their employment the opportunity to obtain benefits that are intended to offset the majority of their out-of-pocket expenses. In many cases, injured workers qualify for several types of benefits at different stages of their recovery. To best prepare yourself for what lies ahead, it is important to understand the types of workers’ compensation benefits that are available in North Carolina.
At the Olsinski Law Firm, PLLC, we have a team of dedicated workers’ compensation lawyers who meticulously review all available evidence before crafting compelling applications on behalf of our clients. We understand what you and your family have been through in the aftermath of an on-the-job accident and are here to make sure you are fairly compensated for what you’ve been through.What Workers’ Compensation Benefits Are Available in North Carolina?
Injured workers in Charlotte can qualify for a variety of workers’ compensation benefits, which provide monthly payments to cover the costs of any necessary medical care as well as replace the wages that a worker would otherwise have been able to earn. These benefits include:Medical Benefits
Workers' compensation covers the cost of all necessary and reasonable medical treatment related to a work injury or occupational illness. This includes doctor visits, hospital care, prescription medications, physical therapy, and other medical expenses. Eligible Employees may also be entitled to reimbursement for their travel expenses related to medical treatment.Temporary Disability Benefits
Workers who are injured on the job but are expected to return are eligible for temporary disability benefits. There are two types of temporary disability benefits in North Carolina:
Temporary Total Disability (TTD): If an injured worker is unable to work at all for more than seven days, they may be eligible for TTD benefits, which generally pay two-thirds of the employee's average weekly wage.
Temporary Partial Disability (TPD): If a worker can return to work but will earn less than before their injury, they may be eligible for TPD benefits, which make up the difference, up to a certain limit.Permanent Disability Benefits
Those workers who experience injuries that are not expected to fully improve can qualify for permanent disability benefits. Again, there are two types of permanent disability benefits:
Permanent Partial Disability (PPD): Workers who have a permanent impairment to a specific body part but can still work in some capacity may be eligible for PPD benefits.
Permanent Total Disability (PTD): Employees who are unable to return to any kind of work due to their injury or illness may be eligible for PTD benefits.Death Benefits
The North Carolina Workers’ Compensation Act provides families a way to obtain benefits on behalf of a loved one who died as a result of a workplace accident or occupational disease. Generally, these death benefits include payment for burial expenses and compensation for the family’s loss of financial support their loved one provided.Vocational Rehabilitation
After a workplace injury, you may not be able to return to your old job, but there may be other positions you can fill. Successfully filing a workers’ compensation claim can connect you with benefits that will pay for vocational rehabilitation services, such as job placement assistance and retraining.Do You Have Questions About Workers’ Compensation Benefits in North Carolina?
If you or someone in your family was recently hurt in a workplace accident, it is important you take a few minutes to familiarize yourself with the workers’ compensation process. If pursuing a claim is something you’d like to learn more about, reach out to the dedicated Charlotte workers’ comp lawyers at the Olsinski Law Firm, PLLC. We offer all prospective clients a free consultation, during which we are happy to answer all your questions and explain the application process. If you decide to move ahead with your case, we will not bill you for any of our legal services unless we can successfully connect you with the benefits you deserve. To learn more, and to schedule a free consultation with one of our Charlotte work injury lawyers, give us a call at 704-405-2580. You can also reach our Cabarrus County workers’ compensation attorneys at 704-918-4747. We proudly represent clients in Charlotte, Concord and Kannapolis, as well as throughout Mecklenburg, Gaston, Iredell, Rowan, and Union Counties.